as the Fed study

Nevertheless, as the Fed study indicated, credit cards dominate in the electronic payment space, accounting for about half of all transactions. But continued growth of credit card volume may slow as new electronic payment schemes develop. Peter Burns, director of the Payment Cards Center at the Federal Reserve Bank of Philadelphia, believes that small dollar…

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The practice of tipping

The practice of tipping taps into two very basic moral impulses perhaps humanity’s two most fundamental moral instincts: reciprocity and empathy. The reciprocity aspect is obvious: you give good service, I give you a good tip. (Tipping is the reason service is better here than in France.) But as comment threads about the Applebee’s waitress…

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Ask for license

Ask for license and insurance documentation from perspective contractors 3. Recognize that legitimate contractors rarely go door to door. 4. These buildings are not “shelter” ready, nor is the location convenient for 309 prisoners, which means more officer transport, expense, and much more money getting a building ready not a good choice for the county,…

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The Supreme Court

The Supreme Court denies Puerto Rico the right to restructure its staggering debt. Puerto Rican community leaders here are leaning on Congress to help. A win for the Federal Communications Commission. The closest we’ve gotten to that and in truth, it wasn’t all that close was the Paris Agreement, that went into effect last November…

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Local First Arizona

Local First Arizona provides a business directory on its website that highlights small businesses in the area. The site is broken down into Arizona counties and then cities and towns. Consumers can sign up to receive news concerning local businesses and Local First or sign up for the localist or local business member program, which…

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